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Terms and Conditions


You are welcome to stay with Instant Cash Advance in case you agree to the website’s Terms and Conditions. In order to be sure that you agree to this section, be careful while getting acquainted with all details. If you disagree with something, you are recommended to leave the website without visiting it anymore.

Who is eligible for payday loans?

According to the current US legislation only those who are over 18 can are able to apply for payday advance. It is also necessary to be either a citizen or a resident of the country to have the right to use the direct lenders’ services.

What is

Being a mediator company, which cooperates with a large network of direct lenders, we perform the task of finding the best match for our customers. We work only with reliable lenders and take into account the requirements of both sides while choosing the most suitable borrower or customer applying for payday loans.


Our aim is to satisfy our customers by providing them the best quality services finding exactly what they want. Among the great number of lenders we are working with, we will match you with the most appropriate one taking into account the desired terms and conditions.

Personal Data

In order to be qualified for the payday loan online, all customers should meet the same requirements and provide the following personal information:

  • Full Name.
  • Address.
  • Passport details.
  • Social Security Number.
  • Income information.
  • Contacts.

As you can see, all information that is required is basic. It is necessary for the procedure of being approved for the payday advance.

Collection of Personal Information

Don’t worry about the safety of your personal data as we never practice sharing our customers’ details with any third parties. When you fill in the basic information in your application form, it is collected in order to find the best direct lender for you.

Information Use

We don’t have an aim to use your information in any other way, except finding the best suitable direct lender, who will match you in terms and conditions. We require only information that is necessary for the processing during the procedure of qualifying you for the payday advance.

Contacts with Third Parties

You can be sure that our mediator company is not going to share your personal information with anybody else, except the network of direct lenders who get your personal details, which are necessary for their final decision concerning your payday loan.

Processing of Application

Customers’ personal information is being processed during several minutes actually and the direct lender approves it on the basis of the provided details in the application form. It is not often when a borrower may get refusal. The most common situation is when both lenders and customers sign the contract being satisfied with the provided agreement.