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$700 Loans – Online Cash from Direct lenders


What to do if you are in the middle of a financial emergency? Will $700 save your day? You should consider getting a $700 loan from InstantCashAdvance.

We have access to the best loan products on the market. This makes it easy for us to pick the loan offer that would suit your particular needs. Regardless of credit history, current debt, and financial emergency, we will be able to help you!

Difference between $700 Payday Loans and $700 Installment Loans

As you can guess, 700 loans online are available in different formats. They fall under different terms and conditions, although they all promise the same amount of money.

A $700 installment loan needs to be paid back in installments over a certain period of time, usually up to six months. It also needs you to do the following:

  • Specify your financial information, including your employment status and current income.
  • State your account information in the US bank.
  • Pay back the loan via automatic debits in accordance with the repayment plan.

A $700 payday loan needs to be paid back after a set timeframe, usually by your next paycheck. It also needs you to do the following:

  • Specify your financial information, including your employment status and current income.
  • State your account information in the US bank.
  • Pay back the loan on your next payday by debiting your account automatically.

Value of 700$ Loans from Direct Lenders

Online $700 loans from direct lenders are considered to be relatively expensive. The maximum limit of online loan costs is set at the state and the lender’s level. The best measure that allows you to compare loans online is the APR, i.e. the Annual Percentage Rate. It indicates all liability costs, including interest, commission, preparation fee, and/ or compulsory insurance (if any).

The smaller the APR, the cheaper the online loan is. However, the measure is usually compared to the annual scale. The APR value can get as high as 400%. This does not mean that online loans are extremely expensive. Their total cost depends on the specific terms and conditions. The more money you want to borrow and the longer you pay it back, the higher the total value will be. Generally, the average cost of a $700 loan includes:

  • percentage
  • commission for granting
  • service fee, also known as an application fee
  • optional insurance for some loan offers.

The state law has strict policies for short-term lending services. The lender may charge you extra if this is stated in their corporate policies. Remember to check the loan terms and conditions before making the final decision. Pay special attention to the repayment period, the size of interest, the total loan amount, the commission, as well as insurance. Also, learn the consequences of delayed or missed repayment. If you fail to pay off a $700 loan online, you will most likely face some inconveniences.

Impact of Credit Score on $700 Loans

Your credit background plays a serious role in $700 loans you may find approval for. Your credit score depends on five significant categories which are considered by credit bureaus during credit checks. These include:

  • Credit mix
  • Debt size
  • Credit history length
  • Number of hard credit checks
  • Payment history

Your payment history has probably the largest impact on your credit score. Are your credit records flawless? Did you have delayed or missed loan payments in the past? Or do you still have some debts? As you can guess, late payment implications remain on your credit report for several years.

To improve a bad credit score is to get a clear understanding of your financial situation. You can do this by conducting an independent soft credit check. An informal report on your credit history contains personal and financial details. Meanwhile, hard credit checks have a more negative impact on your credit report.

At Instant Cash Advance, we work with the most reliable lenders in the market. They have adequate policies which aren’t going to damage your credit record. All you need to do is to be careful throughout the application and repayment periods. If you miss some important details, you will have to deal with unpleasant consequences in the future. Don’t let this happen by any chance!

Things to Consider before Signing a Loan Agreement

After submitting an online loan application, you will get several loan offers from different lenders. You shouldn’t rush with the choice. You don’t have to accept our offer. Moreover, you are free to reject our offer. You don’t owe us anything until you sign the loan agreement.

You should pick the one with the most attractive terms. So take your time to read through the agreement. If you have any questions, you can ask us for further clarification.

Are you satisfied with a payback plan, annual percentage rate, origination fee, and other charges? If you are satisfied, you can finalize the deal. Put your electronic signature on the $700 loan agreement.

Repayment of $700 Loans under the Lender’s Terms

The repayment of $700 loans is clearly stated in the loan agreement. You should check the details in advance. Otherwise, you will face some unpleasant surprises while utilizing the borrowed funds.

The repayment plan should involve the final deadline, the number of payments, the size of payments, penalties for late or missed payments, and other nuances. The transfer will be processed to the bank account specified in the agreement. Sometimes the transfer has an appropriate title. It is worth paying attention to this before completing the process. Don’t forget that if the payment date for the next installment falls on a weekend or holiday, it is good to do it earlier. This way, you can be sure that the money has reached the lender’s account without delays.

If you don’t want to rely on your memory, you can always order a payment order for a particular amount at your bank. This will let you make monthly payments on time. They will be automatically charged from your active bank account every time the payment time comes.

In the situation where you are not able to pay off the loan in a timely manner, you can contact us. Remember that avoiding communication won’t do any good to anyone. Instead, we can discuss the possible solutions to the existing problem. Doesn’t it make any sense to you?

Want to Borrow $700 Today? InstantCashAdvance Is There to Help You!

In the flick of a finger, Instant Cash Advance can find a $700 loan that suits your personal needs. As long as we receive your loan application, we take some time to review the details and make the final decision. We have a solid network of the best lenders in the market, which gives us a unique opportunity to address our customers’ financial needs.

Our service is free of charge. It doesn’t affect your credit score thanks to soft credit checks. And it offers reasonable repayment terms.

Are you satisfied with our loan offer? Don’t forget to put your electronic signature on the loan agreement to finalize the deal. Get started today! Let us give you a helping hand!